If a participant of a non-HSA benefit passes away, their spouse, dependent, or estate can continue filing claims on the participants behalf during the run-out period.
- Complete the Participant Death Notification form and submit it along with the receipt during claim submission. This form must be submitted with each claim. The executor can submit a claim by emailing support@joinforma.com and requesting a Magic Link. They can also request that Forma Support submits the claim.
- The claim will be reimbursed to the deceased participant’s bank account. If that account is no longer active, the executor will be required to link the estate’s account in Forma. Email support@joinforma.com to request a Magic Link to login and link the updated account. Forma does not issue reimbursement checks.
Executors are not limited to the FSA or Limited Purpose FSA funds that have been contributed to date. They can access the full remaining amount during the run-out period.
If the participant under-spent the benefit, the executor should be offered COBRA by the employer so they can continue participation following the death of the employee, if they choose to do so.